Vitriol wrote:
> > DoCoMo is apparently planning on extending this billing service to all other sites soon.
> Not as far as I know.
> **** I believe an article was posted on the list about the fact DoCoMo would make public the criterai it uses to qualify official sites, and is in turn considering losening these criteria for fear of government investigation into its current practices. In parallel, DoCoMo would also offer its billing services to more sites.
> I also remember another article stated that NTT declined to confirm. Was it NTT final answer? Has there been any further confirmation?
>
Making public the criteria for becoming an official site and opening the billing system for 3rd party use are 2 totally different things. The first is true (though we'll see how well it's enforced, as the gov't has a very bad record of making NTT/NTT DoCoMo actually DO any of the things determined to be fair/right).
>
> > The second type of payment, provided by third-parties, is used for other types of payments: goods, non-official iMode sites, etc. and is a wire transfer type of payment that goes as follows:
> Not necessarily. There are MANY different unofficial payment schemes, for all different kinds of goods/services, including bank transfer, credit card, etc.
> **** How would you categorize these methods of payment?
> - debit type/stored value/virtual cash accounts (a la MovilPago or PayBox?)
> - credit card payments
> - bank transfer initiated from the phone
>
Sounds about right. Again, an archive search will reveal much that's already covered this topic.
>
> Did I forget any other form of payment?
> I am surprised to hear that credit/debit cards are used to pay on i-Mode.
They're not terribly popular, as 3rd party billing systems themselves aren't that popular. But nevertheless, the most common form of online payment for the Internet in Japan is via credit card.
> **** Does an unofficial site have to set up an agreement with one or several third party billers to enable payments?
No. You could try billing yourself, if you wanted to.
>
>
> > - Are all the payments/transactions made on official iMode website aggregated on the iMode telephone bill or are some done in another way, involving another payment method (maybe the second I was describing)?
> Charges for official sites show up aggregated on the DoCoMo phonebill. All other charges are handled via a separate channel, for example via a credit card company.
> ***** You mean through a third party processor or an acquirer that handles credit card payments?
> Again (see other comment above), i wonder how this online i-Mode credit card payment mechanism differs from a typical Web transaction using a credit card number.
> Isn t there a risk of fraud. as is on the Internet with the current prevailing practices?
>
There is always a fraud risk. Many of the wireless credit-card payment options are derived from existing web-based payment services, so there are similarities. The better services make the payment process as simple as possible given the input/screen of wireless.
r e n
--
ascii: r e n f i e l d
octal: \162 \145 \156 \146 \151 \145 \154 \144
hex: \x72 \x65 \x6e \x66 \x69 \x65 \x6c \x64
morgan stanley dean witter japan
e-business technologies | engineering and strategy
[ Did you check the archives? http://www.appelsiini.net/keitai-l/ ]
Received on Fri Mar 16 11:00:59 2001